INDUSTRIES
Retail
A leading omni-channel fashion retailer set out to align rapid growth with an ambitious circular-economy roadmap: retrofitting distribution centres, launching a nationwide garment take-back scheme, and digitising supplier traceability.
THE CHALLENGE
Growth ambition, constrained balance sheet
The roadmap required significant new capital, yet leverage was already close to covenant ceilings and carbon-reduction commitments lacked a bankable business case. Clymflex was engaged to secure financing that would drive both profitability and measurable sustainability impact, without diluting equity or breaching covenants.
Balance-sheet pressure
Capital-intensive upgrades
Investor and regulator scrutiny
Unquantified impact
OUR APPROACH
How we structured the solution
01
Integrated value–impact modelling
A five-year financial model linking ESG performance to EBITDA, cash flow, and covenant headroom.
02
Sustainability-linked financing
A dual-instrument structure combining a sustainability-linked revolving credit facility with a green trade receivables programme.
03
Green Finance Framework
An ICMA-aligned framework setting out use of proceeds, impact metrics, and governance, supported by third-party validation.
04
Lender engagement
A targeted programme with credit committees and institutional lenders, translating impact metrics into risk-adjusted return narratives.
THE OUTCOME
Sustainability turned from a compliance obligation into a driver of capital access and cost of funds.
Facing a similar challenge?
Get in touch to discuss your needs and receive a tailored proposal.